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So far, Bank Permata is not too 'ngoyo' (meaning too worked hard on something) to introduce mobile banking service for its customers. This year they started menggeber those services and allocate funds approximately USD200 thousand for mobile banking.
BOGOR, Indonesia - So far, Bank Permata is not too 'ngoyo' introduced Mobile Banking service to its customers. This year they started menggeber service.
"So far we do not ever sell mobile banking to our customers so that traffic is not too big. This August we just started launching mobile banking introduction Jewels," said Head of e-Channel Bank Permata, Anton Hermawan, in Bogor, on Friday (26 / 11/2010).
According to Anton, to date from approximately one million retail customers, Bank Permata is approximately 250 thousand users of mobile banking customers each month. Unfortunately the amount is only 50 thousand are listed as active customers. The number of transactions per month to reach 500 thousand to 700 thousand per month.
Be published, while mobile banking has not been introduced, and June was only 4 percent of customers opening Permata Mobile. Since June and until today approximately 35 percent of clients has opened Permata Mobile. Next year, Bank Permata Permata Mobile target number of users up to 70 percent of the customer. While Jewel Banking transaction is targeted to rise 40 percent next year.
"The uniqueness of our Mobile Permata quite a lot. Although still based SMS with a Java platform, but features that we offer more comfortable. One of them is the provision of banking transaction menu screen without having to write specific code for each transaction. There was also a Mobile Cash, Forex information and menus, "he added.
Mobile Cash, explained Anton, is a cash-making process at the ATM without using the card. The function of the card will be replaced by SMS to contain notification of the secure code that is called with TIN (Telephone Identification Numbers).
"When you forget to bring your ATM card, just do the reservation at the ATM withdrawing funds via SMS. Later TIN notification will be sent via SMS replies to be used as authentication code withdrawing funds at ATMs. To enter a TIN must also be accompanied with phone numbers of customers. So the more security guaranteed, "said Anton.
It said Anton, during this according to data from Bank Permata, the highest transaction in the service is still around Inquiry Mobile jewel, or banking information. "Then followed service Top Up and Transfer," said Anton
Anton added, to develop mobile banking, Bank Permata said allocated approximately USD200 thousand, with the largest expenditure on additional servers and maintenance, which usually reach 15 percent of the price of the server.
By yugo, okezone.com, Updated: 11/26/2010 4:30 AM
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